It is becoming increasingly common for employers and landlords to carry out employment screening and tenant checks before hiring or letting a property. For tenants these checks include searches for financial problems such as CCJs or bankruptcy, previous landlord referencing, risk evaluation scores, etc.  For employers the screening goes even further and can include criminal record checks, all previous employment history, driving licence checks, and more.

Specialist companies such as CREDIT CHECK SERVICES provide screening to landlords and employers, often within one working day, and with pricing from less than £10 it makes sense to check a prospective tenant.

Within the next 5 years it is projected the majority of employers and landlords will obtain specialist screening reports on prospective employees or tenants. 

So as an employee or tenant what should you do?  Well, first and foremost start managing your financial history, don’t see CCJs as a minor inconvenience, if you do have a debt problem agree a payment plan rather than letting it go to the court for enforcement.

Managing your credit profile is not only to enable you to obtain credit form banks, increasingly it will affect your ability to rent a property and gain employment.