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	<title>house4sale &#187; FSA mortgage regulation</title>
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		<title>FSA mortgage regulation &#8211; guidelines on assessing expenditure</title>
		<link>http://www.repaymortgage.co.uk/blog/2009/10/21/fsa-mortgage-regulation-guidelines-on-assessing-expenditure/</link>
		<comments>http://www.repaymortgage.co.uk/blog/2009/10/21/fsa-mortgage-regulation-guidelines-on-assessing-expenditure/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 07:49:09 +0000</pubDate>
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				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[FSA mortgage regulation]]></category>

		<guid isPermaLink="false">http://www.repaymortgage.co.uk/blog/?p=627</guid>
		<description><![CDATA[We have been taking a closer look at the FSA regulation being considered to reduce the risks in providing mortgages that may subsequently fall into arrears and have found a detailed list put forward as guidelines for lenders.
Expenditure is determined for the mortgage applicant and their dependants using 3 areas of assessment; committed expenditure, personal [...]]]></description>
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		<title>FSA mortgage regulation – a step too far?</title>
		<link>http://www.repaymortgage.co.uk/blog/2009/10/20/fsa-mortgage-regulation-%e2%80%93-a-step-too-far/</link>
		<comments>http://www.repaymortgage.co.uk/blog/2009/10/20/fsa-mortgage-regulation-%e2%80%93-a-step-too-far/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 07:55:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[FSA mortgage regulation]]></category>

		<guid isPermaLink="false">http://www.repaymortgage.co.uk/blog/?p=619</guid>
		<description><![CDATA[Many industry professionals and analysts are starting to comment on the FSA regulation aimed at helping to ensure more responsible lending.  From the many comments made so far the regulation seems to be not fully thought through and will almost certainly have consequences that (hopefully) the FSA did not intend.  Here are some examples:
A self-employed [...]]]></description>
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