Frequently Asked Questions (FAQs)
How long does it take to complete a purchase?
We aim to meet your requirements, so if you need to sell your house fast and complete within 7 to 14 days to stop repossession and eviction, we can help achieve this for you - if required we can even appoint a solicitor to act on your behalf. Alternatively if you need to complete for a specific date in a few weeks or months, we can achieve this also.
How much do you pay?
Typically we will offer between 70% and 85% of the property's market value. The actual price we pay will vary according to the type of property, the location, local property market conditions, etc.
What types of property do you buy?
We purchase all types of residential property, in any condition, but the price we offer will be below the current market valuation.
How do you determine the property valuation?
Initially we will obtain details from you during our first phone call. We then conduct research on property values for your area and review information from our own database to arrive at an initial valuation. We then visit your property to carry out a final appraisal to confirm our initial valuation and provide you with an offer letter.
Once you have made an offer, how long will it remain open?
The offer remains open for 30 days. However you are under no obligation to accept our offer until you have exchanged contracts via your solicitor.
If I have debts will it impact the sale of my property?
If your debts are unsecured (e.g. not secured against the property), then it does not matter how much debt you have. With secured debts you must have sufficient net equity (based on our valuation) over and above any debts secured on the property then this will not affect the sale. You will receive the net cash after outstanding debts secured on the property have been paid to your creditors. If you do have debts secured on the property these need to be made clear during our initial consultation so that we can help to establish the best course of action for your situation. Please note we are not financial advisors, if you have any questions regarding your debts then you should seek independent financial advice.
How much time do I have to move out of my property?
We are flexible, we will agree a date that suits you requirements before we exchange contracts. So, if you do not need a quick property sale and completion, but want to remain at the property for a few weeks or months after the exchange of contracts we can achieve this. We can even arrange for a date to tie in with any other needs you have, such as purchasing a new property.
Do I need my own solicitor?
Most of our clients choose their own solicitor for conveyancing. However if required we can appoint a solicitor for you. If you need to sell your house very quickly we can recommend a solicitor to minimise the time it takes to complete a sale.
What other fees do I need to consider?
We do not charge any commissions or fees on the sale price agreed. To complete the sale of your property there will be fees charged by your solicitor and also building society or bank administration fees to clear your mortgage. RepayMortgage.co.uk will not charge any fees to you.
Can you still help if I am in arrears with my mortgage payments?
In most cases this is not an issue providing you have some equity in the property.
In summary, if you need a quick house sale then RM Property Buyers can achieve this for you. Call us today on 0800 8600 285.
Related RM Property Buyer pages
Information about how to sell your house fast and cash property buyers who can complete a purchase within days
Do you need to sell property in London? If so the London property market is complex, we have experts who will call round and provide a valuation within 24 hours, faster if your situation requires.
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